It’s no secret, December is expensive. Presents, parties, mountains of food, gallons of drinks, it all adds up. Add in the fact that most people are paid early in December to take bank holidays into account and January can be a very long, cold, miserable month. So what can you do to bring your payday forward? Loans to payday can do just that. If January 31st is looking like a life time away and you could do with something to help bring it forward, check out a short term bridging loan till payday.
Loans to Payday do what they say on the tin, they provide you with a cash loan just until you get paid, at which point you pay it back. It’s like having a little mini payday mid way through the month to help you make it to your main payday. Loans to payday are generally provided in amounts from about £50 to £1000 and you can do anything you like with them, pay a bill, buy some food, have a night out, whatever you want. What’s more the cash you need is generally transferred into your account at least the same day if not within the hour.
The unique selling point of these short term loans is really the convenience. Most payday loan providers operate online, recent advances in technology mean loan providers can verify users identity in seconds. Once they know an applicant is who they say they are they can be confident to offer them a loan. This means all applicants need to do is fill in a very simple application form online. The loan provider can verify their identity and approve their application in seconds. Once approved it’s just a matter of a quick bank transfer via the Faster Transfers system to send the money to your account – the money should be with you in less than an hour. The whole process can be done in minutes and the cash can be in your hand later the same day. If you compare this with trying to get a loan our of a high street bank or building society, where the entire process can take weeks and you will probably have to go into the branch at least once, it is extremely convenient.
So what can you do with it once you’ve got it? Anything, fix the boiler, mend the car, take the wife out or buy yourself a present to make January seem a little less dull. The money is yours to do what you like with, it is the same as simply bringing your payday forwards a couple of weeks.
And what about paying it back? That’s just as simple. You get paid and the loan gets repaid by direct debit, you don’t have to do anything. You don’t have to remember to do it, you don’t have to worry about late fees. No stress, no hassles.
Loans to Payday give you the most convenient access to fast cash possible, with very few questions to answer, few criteria to match – you must be 18 or over and have regular income paid into your bank account, immediate cash and simple repayment.